NEIF Financing for Energize Connecticut Energy Efficiency Business Programs
Financing as low as 0% to 2.99% for Eversource & AVANGRID customers

Financing as low as 0.00% to 2.99% for qualifying energy efficiency upgrades
- 100% financing available, no money down
- Cash Flow Positive Financing Options – For many customers, energy upgrades will immediately lower their monthly energy costs and will often exceed your finance payment
- Stay Liquid – Save cash for your core business. Budget for a fixed monthly payment and rates as low as 0%
- Stay Flexible – NEIF financing coexists with existing or new debt. You do not need to put up real estate for security
- Secured Lending – NEIF is B Corp™ certified to meet the highest standards of compliance and fair lending practices
Questions? Contact Jensen Handwork, Director of Commercial Programs & Training, at jhandwork@neifund.org or (720) 689-2288
Three Simple Steps For Customers
1. Get a Proposal
Tell your NEIF-Approved Contractor that you’d like to review a monthly payment proposal; or, contact NEIF directly. If you don’t have a contractor selected, Click Here!
2. Simple Application
Apply online and receive notification of approval typically within 2-3 business days. Note, your project must be approved by Eversource or AVANGRID prior to receiving a credit approval.
3. Installation
Sign closing documents and work with your contractor to schedule the installation.
Who is Eligible?
Any qualifying commercial, non-profit, or municipal customer receiving a Eversource or AVANGRID rebate through Energize CT Energy Efficiency Programs.
Available terms between 12 and 48 months (C&I Financing up to 60 months).
Small Business and Municipal Programs
- Small businesses and municipalities that do not qualify for utility on-bill financing are eligible to apply for NEIF Financing with 0% rates up to $100,000, low-rate financing for projects above $100,000.
- Open Utility Contractor Network (must be NEIF Approved)
- Work must be installed by a registered SBEA or Municipal Eversource or AVANGRID contractor.
Commercial & Industrial Financing
- Qualifying C&I customers eligible for 1.99% (comprehensive projects) or 2.99% (non-comprehensive projects) rates up to $100,000, low-rate financing for projects above $100,000.
- Open Utility Contractor Network (must be NEIF Approved)
Business Energy Advantage (Eversource only)
- Qualifying customers working with approved Eversource BEA vendors are eligible for 0% rates up to $100,000, low-rate financing for projects above $100,000.
- Work must be installed by a registered Eversource BEA and NEIF-Approved contractor.
Subsidized interest rates are part of the Energize CT Energy Efficiency Programs, brought to you by Eversource and AVANGRID.
Any qualifying commercial, non-profit, or municipal customer receiving a Eversource or AVANGRID rebate through Energize CT Energy Efficiency Programs.
Available terms between 12 and 48 months (C&I Financing up to 60 months).
Small Business and Municipal Programs
- Small businesses and municipalities that do not qualify for utility on-bill financing are eligible to apply for NEIF Financing with 0% rates up to $100,000, low-rate financing for projects above $100,000.
- Work must be installed by a registered SBEA or Municipal Eversource or AVANGRID contractor and NEIF-Approved Contractor.
Commercial & Industrial Financing
- Qualifying C&I customers eligible for 1.99% (comprehensive projects) or 2.99% (non-comprehensive projects) rates up to $100,000, low-rate financing for projects above $100,000.
Business Energy Advantage (Eversource only)
- Qualifying customers working with approved Eversource BEA vendors are eligible for 0% rates up to $100,000, low-rate financing for projects above $100,000.
- Work must be installed by a registered Eversource BEA and NEIF-Approved contractor.
Subsidized interest rates are part of the Energize CT Energy Efficiency Programs, brought to you by Eversource and AVANGRID.
What Improvements Qualify?
Electric
- Lighting and Controls
- HVAC Controls
- Refrigeration
- Motors
- Process
- Domestic Hot Water
- Weatherization
- Other
Work must be performed by a NEIF-Approved Contractor.
Gas
- Domestic Hot Water
- Weatherization
- HVAC Controls
- Other
Three Simple Steps For Contractors
1. Register as a NEIF – Approved Contractor
If you are not already a NEIF-Approved Contractor, Apply Here! You will also need to be registered as an approved Eversource or AVANGRID contractor.
2. Propose and Close Projects
Use the NEIF Commerical Finance Portal to propose and close more projects and bigger projects with simple monthly payment solutions.
3. Get Paid!
Contractors paid quickly within one week of project completion and verification.