National Energy Improvement Fund
ABOUT US
National Energy Improvement Fund
Financing the Transition to Energy Efficient and Resilient Buildings
About the National Energy Improvement Fund (NEIF)
With a lending legacy dating to 1947 (AFC First), the National Energy Improvement Fund (NEIF) is led by an accomplished and experienced team of energy and resiliency financing experts.
NEIF was created by Peter Krajsa, Matthew Brown, and Laura Nelson to address the climate challenge by mobilizing and deploying capital with innovative energy financing programs. Our mission is to provide trusted financing for upgrades that make homes and buildings efficient, safe, healthy, and comfortable–and our leadership and staff are focused on completing that mission pragmatically.
Executive Management

Peter Krajsa
Co-Chair,
Managing Member

Matthew Brown
Co-Chair,
Managing Member

Laura Nelson
Chief Operating Officer
Why NEIF?
NEIF launched as a for-profit Benefit Corporation in 2018 and became a Certified B Corp™ and U.S. DOE Home Improvement Expert Partner in 2019.
NEIF provides fair & transparent financing for essential energy and resilience improvements like HVAC, insulation, windows, generators, lighting & battery storage.
NEIF is led by energy financing pioneers Peter Krajsa and Matthew Brown, whose team has delivered over $900 million in innovative energy financing programs.
Focused on Affordability of Essential Improvements
HVAC & Electrification Upgrades
Program & Market-Based Fair, Efficient & Compliant Lending
NEIF Makes Essential Energy Upgrades Affordable
As a Certified B Corp, NEIF serves all income levels, including low-to-moderate income borrowers, where access to affordable energy upgrades is vital. Low and moderate income households accounted for 51% of all loans in 2025.
- Low: 23%
- Moderate: 28%
- Above Moderate: 49%
NEIF Supports Small Business & Job Development
NEIF currently supports over 1,500 contractors, the vast majority of which are small businesses. NEIF helps businesses grow by offering trusted, affordable customer financing, advance rebate funding to improve contractor cash flow, and ongoing training and support on best practices in energy efficiency development.
NEIF is an Expert in State & Utility Program Development
NEIF administers financing programs for some of the nation’s largest utilities for both commercial and residential customers and is actively working with states to implement “green banks” and other programs.
Learn more about our partners here: https://www.neifund.org/partners-sponsors/.