Energy Smart

Energy Smart is an Approved Partner/Sponsor of the National Energy Improvement Fund, a Certified B Corp lender, meeting the highest standards of social and environmental impact. NEIF focuses on increasing the affordability of home and commercial energy improvements through transparent financing with no fees to the borrower and no pre-payment penalties.

Available Programs

EnergyPlus Loan

Energy home improvement financing in most Northeast and Mid-Atlantic states, additional states coming soon.

NEIF Commercial Energy Finance

Financing for commercial, industrial, and municipal energy improvements, available nationally

Rebate Bridge

Advance funding for utility and program rebates

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