One-Stop Finance Solutions for Commercial, Industrial, Multi-Family and Municipal Energy Improvements

NEIF's unique multi-channel funding structure for commercial financing provides your energy improvement project with the optimal rates and terms while also maximizing approval rates.

HBC Energy Capital is now NEIF Commercial Energy Finance

Visit our dedicated commercial financing site at

  • $10,000 to $250,000
    Other amounts, case by case, $10 million or more

  • Lighting

  • Building Controls

  • HVAC

  • Refrigeration

  • Renewables (case by case)

  • Building Envelope (insulation, windows etc.) as part of a core project

  • Up to $100,000
    Just credit and improvement type qualification (case by case)

  • Above $100,000
    Limited income documentation (financials/tax returns)

  • Terms - 1 to 7 Years
    Longer terms available for larger projects and for non-profit and municipal

  • Rates - Low fixed rates and flexible terms designed for positive cash flow from 0.00% (with buydown)

Instant Online Estimate & pre-qualification

  • Formal credit approval typically in less than 2 business days

  • Funding typically within 2 days from completion (or available progress payments)