NEIF Commercial Special Rate Financing Program
Fixed Monthly Payments from 12-60 Months — 0.00% or 3.99% Interest!
Low-Rate Commercial Financing from NEIF
The National Energy Improvement Fund’s Special Rate Financing Program offers qualified commercial borrowers low monthly payments and interest rates as low as 0% for eligible upgrades.
With fixed monthly payments and flexible terms from 12 to 60 months, businesses can invest in eligible equipment and improvements while managing project costs. Borrowers may qualify for 0.00% financing for 12 or 24 months, or 3.99% financing for 36, 48, or 60 months, based on credit score and program eligibility.
Explore NEIF’s financing options below to find a term that fits your project and budget!
Eligible Projects
Special Rate Financing is available for projects $10,000 and above, with financing available for up to 100% of the project cost.
All work must be installed by a NEIF-Approved Contractor. Upgrades eligible for financing include:
- Lighting & Controls
- HVAC & Refrigeration
- Battery Storage
- Electric Vehicle (EV) Charging
- Solar & Solar Thermal
- Indoor Air Quality Plumbing
- Water Efficiency Equipment
- Additional Commercial & Industrial Equipment — may qualify for financing
Three Simple Steps
1. Choose the Payment That Fits Your Budget
You can pay off early or pay ahead with no penalty.
2. Apply for a Commercial Loan
Visit www.commercial.neifund.org to apply directly!
3. Sign Electronic Loan Docs
NEIF pays your contractor when the work is completed to your satisfaction and all loan documents from NEIF have been signed.
Resources
For Commercial Contractors
NEIF Contractors can access program information and sales training.