SMUD - Complete Energy Solutions

Trusted commercial financing for SMUD business customers 

Energy Efficiency Financing for SMUD Business Customers

Sacramento Municipal Utility District (SMUD) understands how energy costs can affect your bottom line. The Complete Energy Solutions program provides a one-stop solution to help businesses improve energy efficiency and reduce energy costs. In addition to available rebates for qualifying improvements, SMUD has partnered with the National Energy Improvement Fund (NEIF) to provide financing options for eligible projects.

Questions? Contact NEIF at commercialfinance@neifund.org or (720) 724-7673.

Three Simple Steps For Customers

1. Get a Proposal

Contact SMUD to learn more and sign up for your free energy assessment. They’ll walk through your property, identify energy-saving opportunities, and create a personalized proposal for you in the same.

2. Simple Application

Apply online and receive a credit decision typically within 2-3 business days.

3. Installation

Sign closing documents and work with your contractor to schedule the installation.

Who Qualifies for SMUD Financing?

SMUD commercial, nonprofit, multifamily properties with four or more units, and municipal customers may be eligible for financing for qualifying projects starting at $10,000, with no maximum project size.

What Energy Efficiency Improvements Qualify?

Work must be performed by a NEIF-Approved Contractor. Eligible improvements include:

  • Energy Efficiency & Related Equipment:
    • Lighting & Controls
    • HVAC & Refrigeration
    • Other
  • Battery Storage & EV Charging
  • Solar & Solar Thermal
  • Indoor Air Quality
  • Plumbing & Water Efficiency Equipment
  • Non-Efficiency Commercial Equipment:
    • Forklifts, TVs, LED Signs & More

Three Simple Steps For Contractors

1. Register as a NEIF – Approved Contractor

If you are not already a NEIF-Approved Contractor, become NEIF-approved.

2. Propose and Close Projects

Use the NEIF Commercial Finance Portal to propose and close more projects and bigger projects with simple monthly payment solutions.

3. Get Paid!

Contractors paid quickly within one week of project completion. 50% progress payments typically available upon customer approval.

Financing Resources

Program Info Sheet

Learn more about the program and its basic terms.

Contractor Training

Schedule a one-on-one training with our team for a demo of the Commercial Finance Portal and process.

Other Financing Options

Explore our full suite of commercial financing products for projects $10,000 and up in all 50 states.