NHSaves Commercial Energy Efficiency Financing

Financing as low as 0% for Eversource customers 

Financing as low as 0.00% for qualifying energy efficiency upgrades

NHSaves’ Energy Efficiency Financing Programs, powered by Eversource, allow qualified electric and natural gas customers to finance  approved energy-efficiency upgrades using no interest or low interest financing in partnership with the National Energy Improvement Fund (NEIF).  

  • 100% financing available, no money down 
  • Cash Flow Positive Financing Options – For many customers, energy upgrades will immediately lower their monthly energy costs and will often exceed your finance payment.  
  • Stay Liquid – Save cash for your core business. Budget for a fixed monthly payment and rates as low as 0% 
  • Stay Flexible – NEIF financing coexists with existing or new debt. You do not need to put up real estate for security.
  • Secured Lending  NEIF is a B Corp™ certified to meet the highest standards of compliance and fair lending practices. 


NHSaves is powered by Eversource to help keep New Hampshire’s residents, businesses, and towns economically successful, now and in the future. 

Questions? Contact Jensen Handwork, Director of Commercial Programs & Training, at jhandwork@neifund.org or (720) 689-2288

Three Simple Steps For Customers

1. Get a Proposal

Tell your NEIF-Approved Contractor that you’d like to review a monthly payment proposal; or, contact NEIF directly. If you don’t have a contractor selected, Click Here!

2. Simple Application

Apply online and receive notification of approval typically within 2-3 business days. Note, your project must be approved by Eversource prior to receiving a credit approval. 

3. Installation

Sign closing documents and work with your contractor to schedule the installation.

Who is Eligible?​

Any qualifying commercial, non-profit, or municipal customer receiving an Eversource rebate through NHSaves Energy Efficiency Programs.  

Available terms between 12 and 48 months. 

Small Business and Municipal Programs 

  • Qualifying small businesses and municipalities eligible for rates as low as 0.00% up to $100,000; low-rate financing for projects above $100,000. 


Commercial & Industrial Financing 

  • Qualifying C&I customers eligible for rates as low as 1.99% – 2.99% up to $100,000; low-rate financing for projects above $100,000. 


Business Energy Advantage

  • Qualifying customers working with approved Eversource BEA vendors are eligible for rates as low as 0.00% up to $100,000; low-rate financing for projects above $100,000. 


*Subsidized interest rates are part of the NHSaves Energy Efficiency Programs, brought to you by Eversource. 

What improvements Qualify?

Work must be performed by a NEIF-Approved Contractor.


  • Lighting and Controls 
  • HVAC Controls 
  • Refrigeration 
  • Motors 
  • Process 
  • Domestic Hot Water 
  • Weatherization 
  • Other 


  • Domestic Hot Water 
  • Weatherization 
  • HVAC Controls 
  • Other

Three Simple Steps For Contractors

1. Register as a NEIF – Approved Contractor

If you are not already a NEIF-Approved Contractor, Apply Here! You will also need to be registered as an approved Eversource contractor.

2. Propose and Close Projects

Use the NEIF Commerical Finance Portal to propose and close more projects and bigger projects with simple monthly payment solutions.

3. Get Paid!

Contractors paid quickly within one week of project completion and verification.


Program Info Sheet

Learn more about the program and its basic terms.

Contractor Training

Schedule a one-on-one training with Jensen Handwork for a demo of the Commercial Finance Portal and process.

Have a project that doesn't fit this criteria?

Explore our full suite of commercial financing products for projects $2,000 and up in all 50 states.