Go Greener.
Affordably.
Trusted financing for upgrades that make your home or building efficient, safe, healthy and comfortable.
Find a Contractor
Think Green.
Invest in efficiency and resilience programs of the National Energy Improvement Fund.

7% Annual Rate
$1,000 Minumum
Invest now
Transparent. Expert. Trusted.
The nation's only certified B Corporation™ lender focused on energy & resilience upgrades to homes and buildings
Become a NEIF-Approved Contractor
Simple Transparent Expert Trusted

Innovative Solutions for Energy Efficiency Financing

Financing for Energy & Resilience Home Improvements

NEIF helps homeowners improve comfort, resilience, health and efficiency with simple, trusted and transparent financing. We focus on guaranteed fixed-rate monthly payment plans with no lien on your home, no closing fees and no cost to contractors. Learn how simple and affordable it is to upgrade your home’s heating, cooling, windows, roofing, insulation, air quality and more.

Financing for Business Energy Improvements

NEIF’s multi-channel funding and easy online process provides optimal financing for commercial, non-profit, industrial and municipal energy improvements. Learn how our affordable financing options for heating, air conditioning, refrigeration, lighting and air quality systems and renewable energy project can improve the efficiency and health of commercial buildings. 

Grow and Differentiate your Business

Contractors aligned with NEIF set themselves apart in the market because of their association with the nation’s leader in energy efficiency financing. You can improve your bottom line with our no-dealer-fee programs and improve cash flow with our rapid payment and Rebate Bridge advance funding programs. Learn how NEIF can help HVAC, lighting, roofing and remodeling and energy contractors. 

Become a NEIF Partner, Increase your Program Uptake

NEIF works closely with manufacturers, distributors, governments, utilities and trade associations to help build, train and support contractor networks and integrate financing to increase energy improvement affordability and program’s uptake. Learn how you can grow your programs and better serve your customers, members and stakeholders through a sponsor partnership with NEIF.

Financing the Transition to Energy Efficiency and Resilience

Learn about NEIF’s mission to improve the affordability of energy and resilience improvements. 

Play Video

We help make energy and resilience upgrades affordable for home and building owners

Every NEIF loan reduces carbon emissions and energy costs. Whether it is for HVAC, insulation, lighting or other energy-related projects, we provide longer term, fixed rate financing for essential upgrades that improve a building’s efficiency and health.

We also focus on making homes and buildings stronger and more resilient. NEIF finances roofing, windows, generators and backup battery storage. Our MyStrongHome Insurance affiliate provides special insurance programs for properties vulnerable to extreme weather events.

We are national leaders, experts and innovators in energy efficiency financing

The NEIF team help set the standards for contractor-driven energy efficiency financing. We have years of knowledge, expertise and broad industry perspective to provide the best contractor and customer experience.

NEIF is a U.S. Department of Energy Home Improvement Expert Partner, and lender partner of IBHS (Insurance Institute for Business and Home Safety) and BPI (Building Performance Institute) and the financing administrator for programs from Efficiency Maine, Duke Energy, Xcel Energy, JCP&L and CEMA among others.

We are committed to doing business the right way.

NEIF is organized as a benefit corporation. We are third-party certified as a B-Corporation. Certified B Corps™ are for-profit companies that use the power of business to build a more inclusive and sustainable economy. They meet the highest verified standards of social and environmental performance, transparency, and accountability. 

Become a NEIF Partner or Sponsor to Increase Program Participation and Customer and Contractor Engagement

NEIF works closely with manufacturers, distributors, governments, utilities, and trade associations to help build, train and support contractor networks and integrate financing to increase energy improvement affordability and your program’s uptake. Ask us about partnering on residential and commercial financing or our Rebate Bridge advance program.

The NEIF Contractor Seal of Approval

Contractors who have earned the NEIF Seal of Approval are qualified, leading contractors of all sizes authorized to offer NEIF’s trusted, affordable monthly payment plans for energy and resilience upgrades. 

They have met NEIF standards for commitment to quality work and customer service, financial stability and personal integrity and leverage our technology, expertise and relationships to broaden their markets in HVAC, Roofing, Remodeling, Lighting, and most energy improvements.