The Nation's Only Certified B Corporation™ Lender Focused on Energy & Resilience Upgrades to Homes and Buildings


7% Annual Rate
$1,000 Minimum
Invest in efficiency and resilience programs of the National Energy Improvement Fund.

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Financing the Transition to Energy Efficient and Resilient Buildings

The National Energy Improvement Fund, LLC (NEIF) is the nation’s only Certified B Corp™ lender specializing in improvements that make homes and buildings stronger and more energy-efficient.

NEIF is committed to affordability, climate impact, contractor growth and job development.

With a management and lending heritage dating to 1947 (AFC First), NEIF provides fair and transparent financing for essential energy and resilience improvements like HVAC, roofing, lighting & battery storage, led by a seasoned team of energy financing innovators responsible for over $800 million in financing. 

  • Delivered through partnerships with contractors, distributors, manufacturers, utilities and governments.
  • Supervised as a consumer lender and servicer in 23 states and operating a commercial financing platform nationally in partnership with 12 utilities.
  • Acquired the MyStrongHome financing and insurance platform in May 2020, providing services to the growing resilience market in the Southeast U.S.
  • Earned Certified B Corporation® status and was named a Home Improvement Expert Partner by the U.S. Department of Energy in 2019.

Innovative Solutions for Energy Efficiency Financing

NEIF financing plans help Homeowners and Commercial Building Owners improve their building’s efficiency, strength and health,  Contractors to grow their businesses and improve cash flow and Sponsors to increase program uptake and engagement.


Financing for Energy & Resilience Home Improvements

NEIF helps homeowners improve comfort, resilience, health and efficiency with simple, trusted and transparent financing. We focus on guaranteed fixed rate monthly payment plans with no lien on your home, no closing fees and no cost to contractors.  Learn how simple and affordable it is to upgrade your home’s heating, cooling, windows, roofing, insulation, air quality and more.


Financing for Business Energy Improvements

NEIF’s multi-channel funding and easy on-line process provides optimal financing for commercial, non-profit, industrial and municipal energy improvements.  Learn how our affordable financing options for heating, air conditioning, refrigeration, lighting and air quality systems and renewable energy project can improve the efficiency and health of commercial buildings. 


Grow Your Business, Improve Cash Flow and Differentiate Your Company

Contractors aligned with NEIF set themselves apart in the market because of their association with the nation’s leader in energy efficiency financing.  You can improve your bottom line with our no-dealer-fee programs and improve cash flow with our rapid payment and Rebate Bridge advance funding programs. Learn how NEIF can help HVAC, lighting, roofing and remodeling and energy contactors. 


Become a NEIF Sponsor Partner to Increase Your Program Uptake

NEIF works closely with manufacturers, distributors, governments, utilities, and trade associations to help build, train and support contractor networks and integrate financing to increase energy improvement affordability and program’s uptake. Learn how you can grow your programs and better serve your customers, members and stakeholders through a sponsor partnership with NEIF.

We help make energy and resilience upgrades affordable for home and building owners

Every NEIF loan reduces carbon emissions and energy costs.  Whether it is for HVAC, insulation, lighting or other energy-related projects, we provide longer term, fixed rate financing for essential upgrades that improve a building’s efficiency and health.

We also focus on making homes and buildings stronger and more resilient.  NEIF finances roofing, windows, generators and backup battery storage.  Our MyStrongHome Insurance affiliate provides special insurance programs for properties vulnerable to extreme weather events.

We are national leaders, experts and innovators in energy efficiency financing

The NEIF team help set the standards for contractor-driven energy efficiency financing. We have years of knowledge, expertise and broad industry perspective to provide the best contractor and customer experience.

NEIF is a U.S. Department of Energy Home Improvement Expert Partner, and lender partner of IBHS (Insurance Institute for Business and Home Safety)  and BPI (Building Performance Institute) and the financing administrator for programs from Efficiency Maine, Duke Energy, Xcel Energy, JCP&L and CEMA among others.

We are committed to doing business the right way.

NEIF is organized as a benefit corporation. We are third-party certified as a B-Corporation. Certified B Corps™) are for-profit companies that use the power of business to build a more inclusive and sustainable economy. They meet the highest verified standards of social and environmental performance, transparency, and accountability. 

The NEIF Contractor Seal of Approval

Contractors who have earned the NEIF Seal of Approval are qualified, leading contractors of all sizes authorized to offer NEIF’s trusted, affordable monthly payment plans for energy and resilience upgrades. 

They have met NEIF standards for commitment to quality work and customer service, financial stability and personal integrity and leverage our technology, expertise and relationships to broaden their markets in HVAC, Roofing, Remodeling, Lighting, and most energy improvements.