Improve your home's energy efficiency and comfort with NEIF's special monthly payment financing plan

Fast, Simple, Low Monthly Payment Plan for Energy Efficient Home Improvements

WHO IS ELIGIBLE?

All homeowners who are making qualifying improvements to their primary residence or vacation home (1 to 4 unit on permanent foundation). Good credit and the ability to repay are required. All income levels are eligible.

WHAT IMPROVEMENTS QUALIFY?

The NEIF Home Energy Improvement Plan is for energy-related improvements to your home. Work must be performed by a NEIF-Approved Contractor.  Additional work can be included if at least 50% of the project is:

  • Heating & Cooling
    Furnaces, boilers, heat pumps, air conditioning and all related work
  • Windows, Doors, Siding & Roofing
  • Air Sealing & Insulation
  • Electrical & Plumbing
    including lighting and controls, generators, water heaters, water treatment, baths and kitchens (50% electrical/plumbing work)
  • Home Performance with ENERGY STAR®
  • Geothermal, Solar & Other Energy Projects

WHAT ARE THE TERMS?

  • $2,500 to $25,000
  • Unsecured, no lien on your home
  • No income verification required in most cases
  • True, Fixed Rate and Payment, guaranteed for life of loan
  • Ten year term with the ability to pay off early or pay extra monthly with no penalty
  • No borrower fees

EXAMPLE OF MONTHLY PAYMENTS


THREE SIMPLE STEPS

  1. Get an Estimate
    Contact a NEIF-Approved Contractor to get an estimate for qualifying improvements.

  2. Fast Approval
    Apply on-line directly or via your contractor for an instant credit decision.

  3. Installation & Payment to Contractor
    Your contractor will send us a copy of your estimate/proposal identifying final price and qualifying improvements. You will receive electronic loan documents for your signature. NEIF pays the contractor when the work is completed to your satisfaction.


The NEIF Home Energy Improvement Plan is available in:

  • Connecticut
  • Delaware
  • Maryland
  • New Hampshire
  • New Jersey
  • New York
  • Pennsylvania
  • West Virginia (coming soon)
  • Additional states being added shortly

Click Here to Find a NEIF-Approved Contractor (coming soon)

Click Here to Apply-Onllne

Click Here to Become a NEIF- Approved Contractor