Efficiency Maine Home Energy Loans

Efficiency Maine offers a variety of home energy loans and incentive to help you pay for energy upgrades. Maine homeowners can borrow up to $15,000 over 10 years with no fees and interest rates as low as 4.99% APR. Efficiency Maine financing is administered by National Energy Improvement Fund.

Please visit the Efficiency Maine Home Energy Loan page for current information on program qualification.

Eligibility

Participant

• Homeowners of any income (businesses are not eligible)
• Borrower must be a Maine resident
• Minimum credit score depending on loan type
• Maximum debt-to-income ratio depending on loan type
• No recent bankruptcies, foreclosures, or repossessions, depending on loan type

Building

• Located in Maine

Upgrades

• Required: an upgrade eligible for an Efficiency Maine residential rebate
• Optional: health and safety measures if necessary to complete the upgrade. 

Installer

• Upgrades must be installed by an Efficiency Maine Residential Registered Vendor. Loans can only be paid out to Registered Vendors.

The Process

• Please visit the Efficiency Maine Home Energy Loan page for information on how to apply and obtain an Efficiency Maine Home Energy Loan along with current information on program qualification.